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A Regulation T Call is generated when you purchase positions worth more than your overnight buying power and then hold them overnight. An active trading call is generated when you day trade a position worth more than your active trading buying power (which is set at the beginning of the day and cannot be changed during that same day).

A day trade is defined in two ways:
1) When you buy and sell a position during the same day, and
2) When you sell and then buy back a position in the same day.

Normally, these Regulation T Calls must be met within five business days of being generated. However, if your account is on restriction, you will only have one day to meet the call.